Masked Aadhaar Card ; Uses and Benefits ,Documents Required & Documents Required in 2024

Masked Aadhaar Card is a version of your regular Aadhaar card where the first 8 digits of your unique Aadhaar number are hidden.In other words, only the final four digits are visible. If someone were to come to view your masked card, there would be less chance of them abusing your entire Aadhaar number, which is why it is intended to improve your security and privacy.

Loans based on Aadhaar have multiplied in the last few years. The average man was thrilled with e-KYC, or Aadhaar based KYC, to receive rapid loans without having to visit the bank, since the Corona epidemic was increasing the digital economy. Yet, thieves managed to take advantage of this mechanism as well. Without the Aadhaar card holder’s knowledge, a significant amount of loans were obtained via the Aadhaar system. At that point, the government intervened and introduced Masked Aadhaar in an effort to defend the average citizen.

Masked Aadhaar Card VS Regular Aadhaar Card

The Aadhaar number’s display is the sole notable distinction between standard Aadhaar and Masked Aadhaar Card. A conventional Aadhaar will show your entire 12-digit Aadhaar number, whereas a Masked Aadhaar only shows the last four digits.

An Aadhaar card that has been masked cannot be utilized to access government programs and benefits since the entire Aadhaar number is hidden. Still, you can get the benefits by submitting your regular Aadhaar.When traveling, the Aadhaar is a useful tool to have on hand for proving your identity.

Why Should You Use A Masked Aadhaar Card?

An individual’s Aadhaar card serves as a unique identity number. Originally, it was intended to serve as an identity number for Indian citizens. But now days, it serves as India’s primary identity number. A mask helps stop identity theft. Theft of identity is a serious offense. You can be confident that nobody else will be able to access your Aadhaar details if you use Masked Aadhaar.

Thus, there is no chance of phishing, data leakage, or false identity theft.In addition to facilitating quicker loan approvals, it greatly simplifies identity verification. With Masked Aadhaar, you can apply for a loan for your automobile, open a bank account, file a tax return, and acquire any kind of loan without having to reveal your Aadhaar number.

Uses and Benefits of Masked Aadhaar Card

• Enhanced anonymity: When a transaction doesn’t need revealing the entire Aadhaar number, a masked Aadhaar card hides the first eight digits of your number, adding an extra degree of anonymity.
• Decreased Identity Theft Risk: There is a much lower chance of identity theft and fraudulent activity when there are fewer visible numbers.
• Compliance with KYC Norms: The disguised Aadhaar is a safe way to verify identification without disclosing personal information, since it is appropriate for Know Your Customer (KYC) procedures.
• Convenience in Online Transactions: Since complete Aadhaar data are not needed for online verifications, it is also perfect in these situations. By doing this, your data is protected against possible cyber data breaches.
• Selective Disclosure: You have more discretion over how much personal information is disclosed while using the masked Aadhaar, particularly in less formal or secure settings.
• Masked Aadhaar Password for Extra protection: Your Aadhaar card is protected by an additional layer of protection provided by the masked password, which also stops unauthorized access to the card’s information.
• Simple Accessibility: For those who want to safeguard their entire Aadhaar number, downloading the masked Aadhaar from the official UIDAI website is a convenient solution.

Documents Required for Masked Aadhaar Card

1. Identity verification documents such as your driver’s license, passport, PAN, voter ID, etc.
2. Identification proof such as your driver’s license, passport, voter’s ID, utility bills, etc.
3. Evidence of date of birth such as your passport, PAN, birth certificate, etc.
4. Documentation such as your passport, ration card, pension card, or birth certificate attesting to your link with the head of your family

How to download masked Aadhaar?

• Please go to myaadhaar.uidai.gov.in.
• In order to log in, click.
• Click Send OTP after entering the Aadhaar number and the Captcha.
• To log in, enter the OTP that was sent to the mobile number linked to your Aadhaar registration.
• Select “Download Aadhaar.”
• To see a masked Aadhaar, click the link.
• Press the “Download” button.
• After downloading the file, click it and enter your birth year in YYYY format along with the first four letters of your name in capital letters as per Aadhaar.

conclusion

To increase the security of your KYC procedures, make sure you get a disguised Aadhaar number if you already have one. Avoid disclosing information such as your birth year to further strengthen the security of your sensitive personal data. This will make it more difficult for fraudsters and scammers to figure out your masked Aadhaar password and use your Aadhaar details fraudulently.